The Temptation to Skip the Research When leadership gives you a growth mandate, the pressure to move is immediate. Build the campaign. Launch the product. Fix the funnel. The instinct is to start doing — and figure out the details as you go. At M&T Bank, we had that pressure. Customer growth was lagging behind competitors. Attrition was climbing. There was executive appetite to build a new engagement model for the small-to-medium business vertical, and there was no shortage o